Conventional Loans
Flexible mortgage financing without government insurance, offering a variety of terms for qualified homebuyers and homeowners.
Buying a home, investing in real estate, accessing your equity or finding a solution outside the traditional lending box? Explore flexible mortgage options designed around a wide range of financial goals.
With conventional, government-backed, investor and alternative-documentation options available, we'll help you explore financing that aligns with your property and your goals.
Every borrower, property and investment strategy is different. That's why Leading Edge Lending offers solutions ranging from traditional home financing to specialty programs for investors, self-employed borrowers and homeowners looking to leverage equity.
Traditional and government-backed options for purchasing, refinancing or financing a primary residence.
Flexible mortgage financing without government insurance, offering a variety of terms for qualified homebuyers and homeowners.
FHA-insured financing may offer flexible qualification requirements and lower down payment options for eligible borrowers.
Mortgage financing with valuable benefits for eligible veterans, active-duty service members and qualifying surviving spouses.
Financing designed to promote homeownership in eligible rural and certain suburban communities for qualified households and properties.
A specialized home loan guarantee program designed to expand access to mortgage financing for eligible Native American and Alaska Native borrowers.
Financing solutions for real estate investors, self-employed borrowers and clients whose finances may not fit a traditional income-documentation model.
Investor financing that evaluates the property's rental income and cash-flow potential rather than relying solely on traditional personal income qualification.
Short-term financing designed to help bridge the timing gap between transactions, property sales or longer-term financing.
Alternative-documentation financing that may allow qualifying income to be evaluated using eligible bank deposit history rather than traditional income documents.
Certain mortgage programs may use eligible assets to calculate qualifying income when conventional employment income does not tell the borrower's full financial story.
Financing for homeowners who want to access equity, renovate a property or explore options tailored to a different stage of homeownership.
A Home Equity Line of Credit provides revolving access to eligible home equity, allowing qualified homeowners to borrow as needs arise.
Access eligible home equity through a lump-sum loan while keeping your existing first mortgage in place, subject to qualification and program terms.
Finance an eligible home purchase or refinance along with qualifying improvement costs through a renovation financing solution.
A specialized mortgage option that may allow eligible homeowners to access a portion of accumulated home equity while continuing to retain ownership of the home.
You don't have to know which program you need before reaching out. Tell us about your property, financial picture and goals, and we'll help you explore the options that may be available.
Loan programs, eligibility requirements, rates, terms, loan amounts, property requirements and availability vary by program and are subject to change without notice. Not all borrowers or properties will qualify. Information provided on this page is for general informational purposes only and is not a commitment to lend.