Loan Programs

Financing for the way you move.

Buying a home, investing in real estate, accessing your equity or finding a solution outside the traditional lending box? Explore flexible mortgage options designed around a wide range of financial goals.

More Ways to Finance

One lending partner. A wider range of possibilities.

01
Buy a Home
02
Build Your Portfolio
03
Put Equity to Work

With conventional, government-backed, investor and alternative-documentation options available, we'll help you explore financing that aligns with your property and your goals.

Explore Your Options

Find the right financing path.

Every borrower, property and investment strategy is different. That's why Leading Edge Lending offers solutions ranging from traditional home financing to specialty programs for investors, self-employed borrowers and homeowners looking to leverage equity.

Purchase & Government

Home Financing

Traditional and government-backed options for purchasing, refinancing or financing a primary residence.

CONV
Traditional

Conventional Loans

Flexible mortgage financing without government insurance, offering a variety of terms for qualified homebuyers and homeowners.

Explore for: purchases, refinances and borrowers seeking traditional financing.
Learn More
FHA
Government

FHA Loans

FHA-insured financing may offer flexible qualification requirements and lower down payment options for eligible borrowers.

Explore for: first-time buyers and borrowers seeking greater qualification flexibility.
Learn More
VA
Government

VA Loans

Mortgage financing with valuable benefits for eligible veterans, active-duty service members and qualifying surviving spouses.

Explore for: eligible military borrowers and households using VA home loan benefits.
Learn More
USDA
Government

USDA Loans

Financing designed to promote homeownership in eligible rural and certain suburban communities for qualified households and properties.

Explore for: qualified buyers considering properties in USDA-eligible areas.
Ask About USDA
184
Specialty

HUD-184 Loans

A specialized home loan guarantee program designed to expand access to mortgage financing for eligible Native American and Alaska Native borrowers.

Explore for: eligible Native American and Alaska Native homebuyers and homeowners.
Ask About HUD-184
Investor & Alternative

Flexible Qualification

Financing solutions for real estate investors, self-employed borrowers and clients whose finances may not fit a traditional income-documentation model.

DSCR
Investor

DSCR Loans

Investor financing that evaluates the property's rental income and cash-flow potential rather than relying solely on traditional personal income qualification.

Explore for: rental properties and real estate investors building a portfolio.
Ask About DSCR
BR
Short Term

Bridge Loans

Short-term financing designed to help bridge the timing gap between transactions, property sales or longer-term financing.

Explore for: time-sensitive purchases, transitions and real estate opportunities.
Ask About Bridge Loans
BANK
Alt-Doc

Bank Statement Loans

Alternative-documentation financing that may allow qualifying income to be evaluated using eligible bank deposit history rather than traditional income documents.

Explore for: business owners, entrepreneurs and qualifying self-employed borrowers.
Ask About Bank Statement Loans
ASSET
Alt-Doc

Asset Depletion Loans

Certain mortgage programs may use eligible assets to calculate qualifying income when conventional employment income does not tell the borrower's full financial story.

Explore for: borrowers with substantial eligible liquid or investment assets.
Ask About Asset Depletion
Equity & Specialty

Make More of Your Property

Financing for homeowners who want to access equity, renovate a property or explore options tailored to a different stage of homeownership.

HELOC
Home Equity

HELOC

A Home Equity Line of Credit provides revolving access to eligible home equity, allowing qualified homeowners to borrow as needs arise.

Explore for: flexible access to funds for projects, expenses or other financial goals.
Ask About HELOCs
EQUITY
Home Equity

Home Equity Loans

Access eligible home equity through a lump-sum loan while keeping your existing first mortgage in place, subject to qualification and program terms.

Explore for: homeowners seeking a defined amount of funds and structured repayment.
Ask About Home Equity Loans
RENO
Specialty

Renovation Loans

Finance an eligible home purchase or refinance along with qualifying improvement costs through a renovation financing solution.

Explore for: fixer-uppers, remodeling projects and properties needing improvements.
Ask About Renovation Loans
REV
Home Equity

Reverse Mortgage

A specialized mortgage option that may allow eligible homeowners to access a portion of accumulated home equity while continuing to retain ownership of the home.

Explore for: eligible homeowners looking to incorporate home equity into their financial plans.
Ask About Reverse Mortgages
Not Sure Where to Start?

Let's find the loan that fits your goals.

You don't have to know which program you need before reaching out. Tell us about your property, financial picture and goals, and we'll help you explore the options that may be available.

Loan programs, eligibility requirements, rates, terms, loan amounts, property requirements and availability vary by program and are subject to change without notice. Not all borrowers or properties will qualify. Information provided on this page is for general informational purposes only and is not a commitment to lend.